We generally insure our most expensive possessions, that is our homes and our cars.  However, how many of us think to insure our jewellery?  An engagement ring is often one of the most expensive things you will buy or wear during your lifetime. It is also very susceptible to damage, loss or theft.

Jewellery can be covered under a standard homeowner insurance policy but as jewellery is considered to be a non-essential and – unless the item is specified on your policy in the event of theft, loss or damage – insurance will only pay out a fraction of the value. For this reason many women just don’t wear their expensive piece but jewellery is meant to be worn and enjoyed!

Therefore it makes sense to have your jewellery appraised and insure it. Optimally a piece should be revalued every 5 years due to inflation and the constant change in the price of stones and metals.

Paul is registered with the Jewellery Council of South Africa as an accredited valuator and authenticator of jewellery for insurance purposes.  The consultation fee for this service is R450,00 per item of jewellery.  Paul can do the valuation in the comfort of your own home.